Sierra Eco Systems - High Efficiency Renewable Energy Solutions
Financing Solutions
Sierra Eco Systems has partnered with a number of reputable funding sources that can provide a wide range of financing solutions to make investing in a Geothermal Heat Pump system even easier and more cost effective.


PowerSaver Financing
Keep more cash in your pocket every month with a Geothermal Heat Pump system paid for with the PowerSaver loan!  For most homeowners the energy savings will be so great that the payments are completely covered, with money left over, each month.  A true win-win; a geo system and low monthly payments made possible with the "PowerSaver" loan.  

No matter how little equity you have in your home, with a debt to income level of 45% or less, and a FICO score of 660 or above, you are approved!  Payments are kept low with terms up to 20 years, and no pre-payment should you choose to payoff early.  A truly flexible and simple loan.  To get started, click on the "PowerSaver" button to complete the short application online, or apply over the phone by calling 866-537-7430.

Not Available at This Time
Tax Credit "Advance"
Sierra Eco Systems makes available a 12 month same-as-cash program for the tax credit portion of the system investment so you don't need to come "out-of-pocket", making 30% tax credit savings realized on day one.  

There are absolutely no fees, interest or payments associated with GeoSmart same-as-cash program.  The loan is underwritten and provided by Enerbank USA and applying is quick and easy.  Simply call the number provided in your Sierra Eco Systems proposal.  For more details about this cash saving program, talk with your Sierra Eco Systems sales representative or project manager.

Secured Monthly Payment 
Provided by "REEL", the Advantage 20 and Advantage 30 programs are secured term program that provide low interest rates, secured by the value of your home. To get started, simply click the "REEL" button next to the program you are interested in, complete the associated form, and submit.  Someone will be in contact in one or two business days.

Advantage 20 (Secured, No Appraisal Required)  Push Button to Apply:
  • FHA Title 1 Home Improvement Loan  
  • No equity or appraisal required
  • Preapproval in as little as one business day
  • Finance amounts of $7,501 to $25,000, rates from 6.95% to 9.95%
  • Minimum 660 FICO, DTI ratio of 45% or lower
  • Terms up to 20 years*, Co-Applicant option
  • Available in CA and NV
(Application Information Needed: REEL Dealer ID: 1016; Dealer Contact: Bruce Sanguinetti; Dealer Name: Sierra Eco Systems; Dealer eMail: Info@SierraEcoSystems.com)

Advantage 30 (Secured, Appraisal Required)    Push Button to Apply:
  • Terms up to 30 years*, Equity required
  • Fixed or adjustable structures, Competitive rates
  • Minimum 620 FICO, No pre-payment penalty
  • 48 hour pre-approval, Deal can close in as little as 30 days
  • Available in CA, not yet available in NV
(Application Information Needed: REEL Dealer ID: 1016; Dealer Contact: Bruce Sanguinetti; Dealer Name: Sierra Eco Systems; Dealer eMail: Info@SierraEcoSystems.com)









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